Hi I'm Ash
I Assess Before
I Recommend.
A licensed financial advisor with a nursing (BSN, RN) background — I bring the same careful, clinical intake approach to your finances. Walang push, walang jargon — just an honest assessment of what you and your family actually need.
Familiar ba ito sa iyo?
Most Filipinos don't have a financial problem — they have a clarity problem. Let's start there.
No clear retirement plan
Alam mong dapat mag-ipon para sa pagtanda — pero hindi mo alam kung magkano, saan, at paano magsimula.
Underinsured or walang coverage
Kung may mangyari sa iyo bukas, kaya bang tumayo ng pamilya mo? Marami ang naiiwan sa alanganin.
Savings that aren't growing
Nakatambak sa bank account — kinakain ng inflation. There's a smarter way to make your money work.
Unsure which product fits
Ang dami mong narinig — VUL, mutual funds, term life. Which one is actually for you, not just what's popular?
A nurse's discipline. A planner's clarity.
I'm an RN by training, a business owner by necessity, and a mother of four by the greatest privilege of my life — and all three shaped how I show up as your financial advisor.
Nursing taught me to assess before I act. You don't treat a patient based on guesswork; you look at the full picture first. That discipline never left me.
Running my own business taught me what it actually costs to build something — the cash flow gaps, the risks nobody warns you about, the difference between a good plan on paper and one that survives contact with real life.
And being a mother of four taught me urgency. Every year that passes without proper protection or a real plan is a year my kids — and yours — are exposed to risks that were preventable.
That's why my approach isn't "here's a product, sign here." It's an actual assessment of where you are, what you're protecting, and what you're building toward — then a recommendation that fits, not one that's convenient for me to sell.
"I assess before I recommend. It's not a tagline. It's how I was trained to think, long before I ever sold a policy."
Real people, real plans.
Every client's situation is different. Here are the people I serve most often.
Nurses & healthcare workers
Long shifts, big dreams. Let's protect your income and build a plan na kasing-tibay ng dedication mo sa pasyente.
OFWs & their families
Hindi habambuhay ang abroad. Let's make sure na ang pinaghirapan mo sa ibang bansa ay may aani sa Pilipinas.
Business owners
Business risk, key-person cover, at succession planning — para tuloy-tuloy ang legacy mo kahit anong mangyari.
Parents planning ahead
College funds, education plans, at protection para sa mga anak. Peace of mind na nakaplano, hindi inaasa.
High-net-worth individuals
Wealth structuring, estate strategies, at investment vehicles designed to preserve and pass on what you've built.
Three steps. No surprises.
Book a free assessment
Pick a time that works for you. Meet online or in person — walang bayad, walang obligation.
Get a needs analysis
We go through your income, goals, family situation, at existing coverage. Simple language, no jargon.
Tailored recommendation
Only products that fit your situation — explained in plain Taglish, with numbers you can actually see and understand.
Solutions built around your life.
Every recommendation starts with your situation — not with a product quota. Here are the categories I most often help with.
Income & Retirement Planning
Build steady income streams for the years when you'd rather rest than hustle. Sustainable, tax-efficient, and designed to last.
Wealth Building
Grow your money with investment vehicles matched to your timeline and risk appetite — from conservative to growth-oriented.
Life & Critical Illness Protection
Financial protection para sa pamilya mo — kahit hindi na naman kaya ang trabaho, may financial cushion pa rin.
Product names are trademarks of Pru Life UK. Specific plans and features vary — recommendations are always based on your individual assessment.
Not sure where to start? Take the 2-minute Financial Clarity Quiz.
Sagutan ang ilang tanong tungkol sa income, dependents, at goals — at makakuha ka ng personalized snapshot kung saan ka ngayon at ano ang susunod na hakbang.
2 minutes lang
Quick questions, no jargon. Sagutan habang nagkakape.
Personalized snapshot
See where you stand — income protection, health, retirement, and growth.
No pressure, no spam
Optional follow-up lang. Your data stays private.
Let's start with a free assessment.
Pick a time on the calendar, or send me a quick note using the form. Either way, walang bayad, walang obligation.