Licensed Financial Advisor · PruLife UK Philippines

Hi I'm Ash

I Assess Before I Recommend.

A licensed financial advisor with a nursing (BSN, RN) background — I bring the same careful, clinical intake approach to your finances. Walang push, walang jargon — just an honest assessment of what you and your family actually need.

BSN, RN IC Licensed PruLife UK
Portrait of the licensed PruLife UK Philippines financial advisor
The reality

Familiar ba ito sa iyo?

Most Filipinos don't have a financial problem — they have a clarity problem. Let's start there.

No clear retirement plan

Alam mong dapat mag-ipon para sa pagtanda — pero hindi mo alam kung magkano, saan, at paano magsimula.

Underinsured or walang coverage

Kung may mangyari sa iyo bukas, kaya bang tumayo ng pamilya mo? Marami ang naiiwan sa alanganin.

Savings that aren't growing

Nakatambak sa bank account — kinakain ng inflation. There's a smarter way to make your money work.

Unsure which product fits

Ang dami mong narinig — VUL, mutual funds, term life. Which one is actually for you, not just what's popular?

The advisor in a warm, professional portrait
About

A nurse's discipline. A planner's clarity.

I'm an RN by training, a business owner by necessity, and a mother of four by the greatest privilege of my life — and all three shaped how I show up as your financial advisor.

Nursing taught me to assess before I act. You don't treat a patient based on guesswork; you look at the full picture first. That discipline never left me.

Running my own business taught me what it actually costs to build something — the cash flow gaps, the risks nobody warns you about, the difference between a good plan on paper and one that survives contact with real life.

And being a mother of four taught me urgency. Every year that passes without proper protection or a real plan is a year my kids — and yours — are exposed to risks that were preventable.

That's why my approach isn't "here's a product, sign here." It's an actual assessment of where you are, what you're protecting, and what you're building toward — then a recommendation that fits, not one that's convenient for me to sell.

"I assess before I recommend. It's not a tagline. It's how I was trained to think, long before I ever sold a policy."
Built around real lives

Who I help

Your priorities change with your season of life. The assessment starts with where you are now.

PARENTS AND YOUNG FAMILIES

They protect before they grow

Tuition, family protection, medical emergencies, replacing the breadwinner's income.

PRULink Assurance Account Plus (PAA+) benefit summaryPRULink Assurance Account Plus (PAA+)
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OFWS

They provide, even from a distance

Family left behind, income continuity, medical costs abroad vs. at home.

Prulink Elite Protector benefit summaryPrulink Elite Protector
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BUSINESS OWNERS

They protect the business before the exit

Estate liquidity, beneficiary designation, keeping the business running if a partner passes.

PRUMillion Protect benefit summaryPRUMillion Protect
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YOUNG PROFESSIONALS

They lead with growth, not death

Building savings, buying property, financial independence.

PRU Steady Income / Pru Lifetime Income benefit summaryPRU Steady Income / Pru Lifetime Income
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NEAR-RETIREES AND INCOME SEEKERS

They want a paycheck that never stops

Running out of money in retirement, no more active income, medical costs in old age.

PRUWealth 10 Flex Elite benefit summaryPRUWealth 10 Flex Elite
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How it works

Three steps. No surprises.

01

Take the assessment

Share your priorities, current coverage, and financial concerns — walang bayad, walang obligation.

02

Get a needs analysis

We go through your income, goals, family situation, at existing coverage. Simple language, no jargon.

03

Tailored recommendation

Only products that fit your situation — explained in plain Taglish, with numbers you can actually see and understand.

What I offer

Solutions built around your life.

Every recommendation starts with your situation — not with a product quota. Here are the categories I most often help with.

Income & Retirement Planning

Build steady income streams for the years when you'd rather rest than hustle. Sustainable, tax-efficient, and designed to last.

PRULifetime IncomePRUSteady Income

Wealth Building

Grow your money with investment vehicles matched to your timeline and risk appetite — from conservative to growth-oriented.

PRU Wealth 10PruLink (ATRAM)PruLink (Eastspring)

Life & Critical Illness Protection

Financial protection para sa pamilya mo — kahit hindi na naman kaya ang trabaho, may financial cushion pa rin.

PRUMillion ProtectPAA Plus

Product names are trademarks of Pru Life UK. Specific plans and features vary — recommendations are always based on your individual assessment.

Free assessment

Not sure where to start? Take the 2-minute Financial Clarity Quiz.

Sagutan ang ilang tanong tungkol sa income, dependents, at goals — at makakuha ka ng personalized snapshot kung saan ka ngayon at ano ang susunod na hakbang.

2 minutes lang

Quick questions, no jargon. Sagutan habang nagkakape.

Personalized snapshot

See where you stand — income protection, health, retirement, and growth.

No pressure, no spam

Optional follow-up lang. Your data stays private.

Request an assessment

Start with a clear picture of where you stand

Share a few details and I’ll personally follow up. Walang bayad, walang obligation.

Your information is used only to contact you about your assessment. No spam, no sharing.